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But there is not much difference between the rates between secured and unsecured loans. Repairing your reports in combination with a good payment record could give you the leverage necessary to get you qualified for a refinance loan. A third advantage of an unsecured loan is its ability to help repair and improve your credit history and credit score. The loans offered can be used for a variety of purposes for instance, for repairing your home, purchase of a car and to clear multiple debts. With a good understanding of how the direct lender's short-term loans are paid off and what your state may or may not allow for payment plans, it is time to put your payoff plan together.
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