project leader
Nicole H
Virtual Avenue
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the project

There Is Really NOOOO Insurance! Whether it's in a relationship or your physical health. It starts off promising, then, something may derail it, causing things to take a negative turn and one is faced with life-threatening challenges. Or, you've done all the right things in career planning, examining growing industries, attained the degree, have great referrals and experience necessary to be successful. Then, comes a pandemic, which eliminates your position, forces your children to do distance learning, or, unfortunately, takes a loved one away. Now you must recreate yourself into a COVID-Responsive employee, parent, and or caregiver. There are truly no insurances in life. 

However, there are steps families can take to help alleviate the stresses of not being covered. We want to educate families who traditionally do not have enough coverage (insurance) to do much more than cover end-of-life expenses. Covid-19 has exposed many gaps in black family wealth-building experiences. We hope to open dialogue about taking better care of our families and ourselves as we round the corner on a global pandemic. 

the steps

We are in the process of putting together Covid safe sessions. We will need the funds to ensure that happens

why we're doing it

The coronavirus (COVID-19) has resulted in an unprecedented crisis that affects not only our physical health and daily lives, but also our mental health. To address these needs, Amber's Lighthouse is committed to providing credible information and resources to help people navigate through this crisis.

Studies have shown that Black insurance policyholders tend to look at life insurance policies differently than their white counterparts. Covid-19 has exposed stress points in financial planning that we want to help others see and navigate. Our goal is to help our neighbors have real conversations about life's unexpected occurrences and how to leave loved ones in a better place. 


Disbursed Budget 4.1.2021

Comprehension/Capacity Building Coach        $539.50

Resiliency Development Coach                         $539.50

MicroSoft Training                                                $800.00

Marketing and Resources                                    $1200.00

Food and Refreshments                                       $100.00

= Total to disburse, $3,179

TOTAL RAISED = $3,400.00
ioby Fiscal Sponsorship Fee (5%) $170.00
ioby Donation Processing Fee (3%) $51.00

Original Budget:

Comprehension/Capacity Building Coach        $450.00

Resiliency Development Coach                          $450.00

MicroSoft Training                                                $800.00

Marketing and Resources                                    $1200.00

Food and Refreshments                                       $100.00

ioby Platform Fee     waived
"ioby Donation Processing Fee (3%) (Donation processing fee does not apply to match funding.)"    $46
TOTAL TO RAISE =    $3,046
Donation processing fees apply to donations only. 100% of match funding goes to projects. Please note, fees are estimated here and final numbers may change based on the final amount raised and amount of match funding applied to this campaign.    


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This is where photos will go once we build flickr integration


  • Pastor Mardel Baldwin Sr.
  • Nicholas H.
  • Rashidah H.
  • Amber H.
  • Mimi H.
  • David Harris Jr.
  • Nicole H.
  • Khaleelah S.
  • Anonymous
  • Maureen B.